Meet Your Team
At Lakeview Mortgages, we believe finding the right mortgage shouldn’t be stressful—it should feel like having a trusted friend in your corner.
We’re Joel Roff and Thom Brow, two experienced mortgage professionals who’ve joined forces to give you something special: a team that’s available when you need us, with the expertise to find you the best rates and options.
Whether you’re buying your first home, refinancing, or investing in property, we’ll guide you through every step. No jargon, no pressure—just honest advice tailored to your goals.
Together, we bring decades of experience and a shared commitment to making your mortgage journey smooth and successful.
We can help you with
Purchase
Whether you are buying your first home or your tenth, we can make the process easier and more efficient. In situations where there are multiple bids – you will win them because you will have access to better information than everyone else.
Pre-Approval
Getting pre-approved for a mortgage gives you a huge advantage: once you find the property you want to purchase, you can move with great speed to secure and close the deal.
Refinance/Equity take out
Already have a mortgage but want to renovate your house? Did you lock in when rates were sky high? Do you need to consolidate your debts? We can save you money and get you access you’ve saved up in your house.
Home Equity Line of Credit
One of the best ways of accessing the equity in your house, a secured Home Equity Line of Credit will get you access to money at the best rates on the market.
Self Employed
Whether you own your own company, or work freelance, it can be hard to get a mortgage. We have access to “Business For Self” programs at major lenders that understand your financial situation and are willing to work with you to get you the mortgage you want.
Investment Properties
Purchasing a property with 1-4 rental units or a condo to rent out? We can get you the right mortgage that fits with your monthly cash flow needs.
Vacation or Second Homes
Already have a mortgage but want to buy a second home or vacation home? We can help you get qualified.
Purchase Plus Improvements
Have you found a house that is perfect except for the outdated kitchen? Or maybe you want to build a garage to replace that parking pad. Purchase Plus Improvements mortgages can get you the funds to buy the house then give you draws that will allow you to renovate,
Alternative Lenders and Private Mortgages
Sometimes you just aren’t going to qualify with an institutional lender. Or maybe you need the money tomorrow. Alternative lenders have more flexible policies than other institutions. Private mortgages offer solutions when there aren’t other options.
Google Reviews
He is knowledgeable, clear, patient and without a doubt had our best interests in mind. Our mortgage situation was complicated, to say the least, but he facilitated the whole thing, keeping us informed every step of the way and going above and beyond our expectations.
We would, and will, highly recommend him to anyone looking for a mortgage broker.
We cannot say enough how much he helped and how friendly he was through the whole process and got us a great rate during a time when rates were not great.
Thank you Joel!
He helped us navigate an especially complex mortgage situation and made the entire process much easier than it otherwise would have been. We got an excellent rate and our first home thanks to Joel.
